Additional Frequently Asked Questions
If I finance a classic car purchase, do I have to put up the car for collateral?
FirstAgain caters to individuals with excellent credit and treats them the way they deserve to be treated by offering them an unsecured loan. This means that there’s no need to pledge your car, house or other valuable assets. When you finance a car through FirstAgain, you immediately own the car and title.
How much can I borrow from FirstAgain?
Depending on your credit history and current financial circumstances, you can borrow between $10,000 and $100,000 from FirstAgain.
What are the loan terms?
Loan terms range between 24 and 72 months for loans under $50,000 and up to 84 months for loans of $50,000 and more.
Is a down payment required with the AnythingLoan?
No. As long as you go with FirstAgain you will not have to pay a down payment, loan fees or any prepayment penalties.
Are there any fees or prepayment penalties associated with the AnythingLoan?
No. FirstAgain does not charge any fees or prepayment penalties.
How does the AnythingLoan Work?
With its fast, easy, and completely paperless online loan application, FirstAgain saves you from mounds of traditional financing paperwork. With the AnythingLoan, there are just five simple steps:
- You simply complete a very short online loan application.
- FirstAgain will email you within minutes during our business hours concerning your loan application.
- If approved, you can go online, electronically sign your loan agreement, provide your banking information and choose your funding and monthly payment dates.
- On your selected funding date, we will transfer your loan proceeds into your designated bank account.
- Then you go shopping just like a cash buyer or refinance your existing loans.
It's that simple: paperless, fast, no title work or liens on your assets, and a competitive interest rate. We're so confident that you will love the experience that we guarantee it!
How can an auto loan be completely paperless?
With FirstAgain, the entire loan application and funding process is handled online. Through the FirstAgain web site, you complete a very simple application, which only takes a few minutes. Your application is processed online and you will receive a credit decision in minutes via email. If you are approved, you will sign loan documents online through FirstAgain’s web site using your computer mouse. You will also determine the funding date and time (which can be as soon as the same-day), as well as the account that you want the proceeds deposited into. FirstAgain will deposit the money directly into your account based on your specifications. The entire process is truly paperless, and you won’t find that kind of service with any other lender. Plus, when you are ready to make your purchase, you get all the advantages of being a cash buyer!
What is the FirstAgain Customer Experience Guarantee?
At FirstAgain, we guarantee you a better customer experience! After receiving your loan from us, if you are not completely satisfied with your experience, please contact us at (866) 635-1330. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan, and we reserve the right to change or discontinue our guarantee at any time.
Why does FirstAgain offer unsecured loans? Isn’t that a big risk?
At FirstAgain, we only finance individuals with excellent credit. We understand that these individuals have worked hard to maintain credit excellence and we believe they deserve to be rewarded for their financial stability. The financing process should not be difficult for individuals who have excellent credit. That’s why we strive to provide them with the highest level of convenience and service, while giving them the absolute lowest possible rates.
